Bagaimana untuk tingkatkan kadar kelulusan pinjaman anda?
Pasukan Autosentral akan memberi anda bimbingan, nasihat dan sokongan supaya anda dapat memenuhi keperluan pinjaman yang rumit untuk mendapatkan kereta baru anda.
1. Melakukan Semakan Penilaian Kewangan
Anda boleh melakukan semakan Penilaian Kewangan dengan hanya memberikan butiran peribadi seperti Nama, Nombor Telefon, Nombor IC dan Penyata Pendapatan.
2. Memahami Prestasi Kewangan Peribadi anda
Semakan Penilaian Kewangan dapat memberikan gambaran penuh mengenai Kewangan Peribadi anda dan kebarangkalian untuk pinjaman kereta anda diluluskan.
3. Nasihat Mengenai Keputusan Pembelian Kereta
Berdasarkan Laporan Kredit yang dikeluarkan kami akan memberikan nasihat bagaimana untuk anda menguruskan jumlah hutang atau jumlah pendapatan anda untuk meningkatkan peluang dalam mendapatkan pembiayaan.
Semakan Penilaian Kewangan
1. BNM Kredit & Rujukan CTOS
2. Anggaran Khidmat Nisbah Hutang
3. Pemarkahan Peluang Pembiayaan
4. Cadangan Julat Harga Kenderaan
5. Cadangan Faktor Keutamaan Kenderaan
6. Sokongan untuk Meningkatkan Penarafan Kredit dan Pelan Peningkatan Kelayakan Pembiayaan
7. Cadangan Tawaran Terbaik
Tawaran Istimewa Hari Raya: R̶M̶3̶5̶.̶0̶0̶ (WAIVED)
Artikel Kewangan
5 Rahsia Pinjaman Kereta - Ketahui Sebelum Membeli Kereta
Jikalau anda seperti kebanyakan pembeli iaitu tidak ingin mengeluarkan bayaran pendahuluan yang tinggi atau beli kereta secara tunai, anda tidak akan terlepas daripada Loan Kereta. Namun sejauh mana anda mengetahui Loan Kereta selain bayar bulan-bulan? Mari kita kupas rahsia loan kereta satu persatu. Berbekalkan ilmu baru ini, anda kemungkinan besar meningkatkan peluang mendapatkan loan kereta yang berbaloi untuk anda.
Top 5 Reasons Why Car Loan Applications Are Rejected
For a time, applications for the loan was not as though or as complicated as it is today. Besides housing loans, car loans are essential to almost every individual who is going through the process of purchasing cars. In this article, we will be looking into the factors that could contribute towards the success or failure of one’s auto/car loan.
Bolehkah Membeli Kereta Secara Tunai
Pasti ramai tertanya-tanya boleh ke membeli kereta secara tunai? Untuk kereta terpakai, ya senang dan tiada masalah, tetapi bagaimana pula kalau beli kereta baru? Acap kali kita mendengar untuk membeli kereta baru, kita perlu memohon pinjaman daripada bank mahupun daripada pengeluar kereta itu sendiri. Namun, apabila libatkan diri dengan dunia berhutang, kita seringkali terbeban apabila terpaksa memberi komitmen untuk melunaskan hutang tersebut setiap bulan.
LET'S WORK TOGETHER TO INCREASE YOUR CHANCE
OF GETTING YOUR CAR LOAN APPROVED.
YOUR INCOME STRENGTH FOR FINANCING
Do you have a clear proof of income?
Firstly, we help to verify your proof of income documents and advise on how to structure your other income documents to increase your chance of getting the financing for the car you've always wanted.
OPTIMISING YOUR LEVEL OF FINANCIAL COMMITMENT
Are your other existing loan facilities reducing your chances of financing?
Based on the credit report generated, we advise on the ways to manage your existing debt facilities or income to increase the chance of you obtaining the financing.
FINAL DECISION ON THE CAR
Are your other existing loan facilities reducing your chances of financing?
Congratulations if you've got what it takes to get the financing for the car you've always wanted. Otherwise, we will detail the choice of cars that you can purchase based on the results of the Financing Eligibility assessment to ensure that you'll still get a spanking new car to replace the current ride.
Still wish to get the car that you initially want but the Financing Eligibility assessment indicates otherwise or when your bank application for financing is rejected? Fret not, we will help you design a plan to guide you towards finally getting the car that you want.
